The 2026 theme for International Day for Disaster Risk Reduction on October 13 is “Resilience Starts at Home.” UNDRR says disasters damage or destroy millions of homes each year, making households both the most immediate risk bearers and the smallest unit of preparedness and recovery. The actionable chain runs from governments using risk information in land-use plans and building standards, to businesses shaping construction, finance and insurance, to communities ensuring warnings reach everyone at risk, and families knowing local hazards and agreeing early actions. The point is not to shift responsibility onto individuals, but to align institutions, markets and households around the same risk information.